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Profit, Revenue

Net Income
Formula.

Updated

Net income is the bottom of the income statement — the "profit" in plain English. Everything above it is part of getting there: revenue, cost of goods, operating expenses, interest, taxes. Net income is what is left for owners and shareholders after all of it is paid.

The formula step by step

Net Income = Total Revenue − Total Expenses

Expanded into the full income statement walk:

  1. Gross Revenue
  2. − Refunds, returns, discounts = Net Revenue
  3. − Cost of goods sold (COGS) = Gross Profit
  4. − Operating expenses (marketing, salaries, rent, software) = Operating Income
  5. − Interest and other non-operating expenses = Pre-tax Income
  6. − Taxes = Net Income

What net income tells a subscription merchant

For subscription businesses on Shopify, net income is the truth test of the business model. You can have growing gross revenue, healthy ARR, and a celebrated brand, but if net income is consistently negative the unit economics are not working. The question to interrogate is which line item is consuming the margin — cost of goods, customer acquisition cost, or fulfillment.

Net income vs. cash flow

An important nuance: net income is not cash. Subscription businesses that prepay annual plans collect cash up front but recognize revenue (and net income) ratably over the year — meaning a company can be cash-flush and net-income-negative simultaneously. The income statement and the cash flow statement tell two different but equally important stories.

How subscription merchants improve net income

  1. Reduce CAC payback. The faster customers pay back acquisition cost, the more of their lifetime contributes to net income rather than recovering spend.
  2. Cut COGS via scale. Subscription volume gives leverage on supplier pricing, fulfillment cost, and packaging.
  3. Reduce churn. Each retained customer compounds margin without acquisition spend.
  4. Watch operating expense creep. Subscription businesses often over-staff support and tech as they scale; revisit the org chart yearly.

Frequently Asked Questions

What is the net income formula?

Net Income = Total Revenue − Total Expenses. Total expenses include cost of goods sold, operating expenses, interest, and taxes. The result is the bottom-line profit available to owners or shareholders.

Is net income the same as profit?

Net income is the most specific definition of profit — the final number at the bottom of the income statement after every expense and tax. 'Profit' more loosely can also refer to gross profit or operating profit, which are intermediate steps. Always specify which line you mean.

How is net income different from cash flow?

Net income is an accounting measure that recognizes revenue and expenses when earned/incurred. Cash flow tracks when money actually moves in and out. Subscription businesses with annual prepay can be cash-positive and net-income-negative at the same time, or vice versa.

How do I calculate net income for my Shopify subscription store?

Start with gross revenue, subtract refunds and discounts to get net revenue, subtract product and fulfillment costs (COGS) for gross profit, subtract operating expenses (marketing, payroll, software, rent) for operating income, then subtract interest and taxes. The final number is net income.

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